Secured Facilities

City Bank Secured Loan facility helps you manage your urgent cash requirement against your security deposit

Secured loan

A term loan facility

Secured overdraft

A revolving loan facility

Secured loan bullet payment

Only monthly/quarterly interest payment facility

Overview

Loan type
  • Secured Loan: A term loan facility for any legitimate personal purpose against security deposit.
  • Secured Overdraft: A revolving facility for any legitimate personal purpose against security deposit. 
  • secured Loan- Bullet Payment: A fixed term (monthly/quarterly interest payment) loan facility for any legitimate personal purpose against security deposit.
  • Features

    Loan amount: Minimum BDT 50,000/- , Maximum 90% against securities

    Loan tenor: 

  • Secured Loan: 12 Months to 60 Months
  • Secured Overdraft: 1 year (Renewable)
  • Bullet Payment: 12 Months or 24 Months

    Applicable Security: 

  • CBL issued FDR, DPS, WEDB/USDIB/USDPB
  • Other Bank/NBFI issued FDR, WEDB/USDIB/USDPB

    Loan to Value (LTV) ratio: 

  • Up to 90% for CBL issued securities
  • Up to 85% for other bank/NBFI issued securities
  • Up to 75% for WEDB/USDIB/USDPB (in both cases)

  • No hidden charges
  • Competitive interest rate
  • Processing fee
  • Up to BDT 5 lac: BDT 2,000
  • Above BDT 5 lac to BDT 10 lac: BDT 3,000
  • Above BDT 10 lac: BDT 4,000
  • Eligibility
  • Age limit: Minimum Age 18 Years
  • Minimum personal income: BDT 15,000/- monthly

    *Condition applied
  • User
    icon_mobile-phone
    Success

    Your request has been successfully sent to the loan department. They will be called you within 48 hours.

    Taking a loan? Calculate your EMI

    TK
    Month
    %
    Your EMI is

    5000 /month

    Interested to take a loan?
    Get in Touch